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Loan Officer - Retail MFB - Sales - Ranchi - Satya Ganga Arcade - J Grades

Tata Capital

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Posted On Apr 01, 2025
Loan Officer - Retail MFB - Sales - Ranchi - Satya Ganga Arcade - J Grades
Tata Capital
Ranchi, India
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Job Description


Job Description
  • To ensure the achievement of disbursement targets with minimum delinquency
  • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applicants
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
  • Basic understanding about Microfinance business and JLG model working would be preferred.


Key Skills

  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service


Education Graduate in any discipline

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